Best Free Personal Finance Apps in 2025

Introduction

Want to take better control of your money in 2025? These five free personal finance apps offer powerful tools to track spending, create budgets, and plan ahead—without costing a dollar.


Mobile screen showing a personal finance dashboard with charts and savings goals
Best Free Personal Finance Apps in 2025


1. Rocket Money

Rocket Money helps users find and cancel unused subscriptions, track spending, and manage their overall financial picture.

Key features:

  • Cancel subscriptions with one tap
  • Track bills and spending
  • Net worth overview

Download: iOS | Android | Website

2. Goodbudget

Goodbudget is based on the classic envelope system. It’s ideal for hands-on users and families who prefer shared budgeting.

Key features:

  • Envelope-style budgeting
  • Manual expense entry
  • Device syncing for households

Download: iOS | Android | Website

3. Fudget

Fudget is a simple budgeting app with no distractions. Great for quick, offline expense tracking.

Key features:

  • No account needed
  • Offline functionality
  • Minimal design

Download: iOS | Android | Website

4. Empower

Empower is perfect if you want to track your net worth, investments, and retirement goals in one dashboard.

Key features:

  • Investment performance tracking
  • Net worth reports
  • Retirement and savings planner

Download: iOS | Android | Website

5. Spendee

Spendee offers beautifully designed visuals for your financial data and supports both manual input and bank syncing.

Key features:

  • Bank connection support
  • Budget categories with charts
  • Shared wallets for family

Download: iOS | Android | Website

Summary

Managing your money doesn’t have to be complicated or expensive. These five free finance apps in 2025 offer a variety of features to match your lifestyle—whether you prefer visuals, simplicity, or advanced financial insights.

Location: New York

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